The nature of our investment process allows us to deliver robust, diversified investment portfolios and ensures that the principles of our philosophy are reflected in how we manage money.
Our clear, five-stage investment process makes sure your preferences are at the centre of what we deliver.
1. Understanding your needs and appetite for risk
People invest for different reasons and we’ll help you define your objectives. Striving for an investment return higher than cash deposits will involve taking risk and we will help you ascertain your overall risk profile in the context of your objectives and time horizon for investing.
2. Asset allocation
We believe that asset allocation is the key driver in determining long-term returns. This strategy involves diversifying your money across various asset classes, sectors and geographies to reduce the investment risk within your portfolio. Our Investment Committee defines our ‘house view’ on asset classes at a macro-economic level, taking a long-term strategic view and incorporating a tactical overlay to account for short to medium term opportunities and risks.